
Friday, August 22, 2008
Tuesday, February 05, 2008
Khamosh Adaalat Jaari Hai
me: comrade free?
Amalendu: no
me: k
Sent at 16:52 on Tuesday
Amalendu: hai...
had a meeting with students...
now free...
me: how much income tax do i pay when i get a consultancy of 38000 per month
approx fig
Amalendu: aprox. income is 4.5Lakhs per annum right?
me: 4.2
Amalendu: do you have any saving in LIC, PF, PPF, ELSS
me: no chance narang saheb
Amalendu: or NSC or five yer fixed deposit in bank?
me: no darling
Amalendu: ok
Sent at 17:44 on Tuesday
Amalendu: 5k+20k+35k= about 60k
but...
me: saath hazaar
ok
Amalendu: consultancy income has lot of loopholes...
me: ya
Amalendu: you can show quite a bit as expenditure....
me: like
house rent can i shownt be
Amalendu: all telephone expenses, travel expenses...
me: ok
Amalendu: food and lodging...
me: ok
but how did u calculate?
Amalendu: buying computer or internet or laptop...(depriciation about 50% of the cost of comp or laptop)
upto 1.1 lakh no tax
me: k
Amalendu: 1.1 to 1.5 (10%)
me: ok
Amalendu: 1.5 to 2.5(20%)
2.5 and above 30%
me: ok
so out of my 4.2
only 3.2 is getting taxed
Amalendu: yes
even you can deduct your house rent...
me: and if i invest 50000 then?
Amalendu: how much rent do you pay?
me: 4500pm
Amalendu: do all the calculation for the financial year...
don't give me monthly picture..
when did you join this job?
me: June
Amalendu: ok..
that means you have 9 months income this year..
right..
me: ya
and in my consultancy fee its written that its against 18 days every month
Amalendu: thats ok..
you dont have anyother income right?
me: no
thats not accounted i mean
Amalendu: so your this financial years income is 3.4lakhs
me: ya
Amalendu: deduct house rent from that
me: ok
Amalendu: 40K
me: just tell me if i invest 50k somewhere what happens is it deducted
Amalendu: for 9 months
remaining is 3 lakhs
me: ok
Amalendu: deduct some expenses in travel say 20K
me: ya
2.8
Amalendu: remaining 2.8 Lakhs
deduct telephne expenses say 10K
me: ok
Amalendu: 2.7 lakhs
do you have a comp or laptop?
me: office laptop
but i can show a computer
and cameras
Amalendu: yes
what is the aprox. price of both?
me: 2k
Amalendu: what?
me: 2lakh
Amalendu: take only one thing this time may be comp not camera...
me: ok
Amalendu: use camera for next year IT calculation...
me: thats only 40000
Amalendu: so 20K is depriciation of Comp
me: ok
2.5 bacha
Amalendu: so remaining 2.5K
2.5 L
me: ya
Amalendu: yes
do you have distance travel like air travel train expenses?
and lodging...
me: that was borne by office
Amalendu: did you spend anything from your pocket...like your wife and child travelling?
me: ya
not much
Amalendu: how much aprox?
in the financial year...
me: very little two trips to raigarh and back
2000
Amalendu: you dont have to produce bills./////
me: ok
thats so human
Amalendu: take 3A fair and make it about 5 or 10K
me: ok
Amalendu: remaining 2.4L
me: ya
Amalendu: now from this upto 1.1 L
no tax
me: ok
Amalendu: 1.1 to 1.5 10% i.e. 4K tax
1.5 to 2.4 20% i.e. 18K tax
total 22K tax
me: ok
and now if i do a LIC of 50000 then
Amalendu: now if you invest in section 80 ie. pf, ppf etc
say 50K
me: k
Amalendu: your tax liability will be 4k+8k = 12k
me: ok
Amalendu: I would suggest invest in tax saving mutual funds
me: ok
will do that
Amalendu: DSP ML tax saver or SBI Magnum tax gain
me: will do with SBI
Amalendu: lock in period is 3 years and growth is better...
me: ok
Amalendu: you should also buy mediclaim policy for your family
me: how much does that cost
Amalendu: being in
me: because my cash is so sporadic in nature
Amalendu: spend 2k you will get for about 1 lakh for the family
this is for the year
me: 2k means 2 lakhs
Amalendu: no
2000
me: 2000
ok
Amalendu: buy from Natiaonal Insurance
me: so initially how much money does this mediclaim needs to be put in
Amalendu: govt. one
no just 2000 aprox for 1L
me: ok
fine
Amalendu: you can put 4k for 2L
this is nonrefundabale
me: and does it mean recurring at some intervals
Amalendu: every year you have to renew it...
me: ok
good
Amalendu: if there is no claim in previous year you get some bonous
it is like car insurance
me: and SBI mutual funds whom or where do they sell that
Amalendu: but necessary when you are away from your home in a big city and with a small child
me: ya
Amalendu: any agent will do that
me: ok
Amalendu: just ask your office a/c he will help you
me: ya just did that and she is calling a person
Amalendu: am I sounding like a proper finacial advisor?
me: yes very enlightening
be one u will earn more
Amalendu: still I dont file my own return...
me: OK
Amalendu: I take help of an agent...
me: FINAL QUESTION
WHAT IF I DONT FILE RETURN THIS YEAR
Amalendu: agent takes about 300 rupees and does everything for you
me: HOW MUCH AM I FINED LATER
Amalendu: how much TDS your organisation deducts from you?
me: 10%
I TAKE HOME 34K
Amalendu: which means you have already paid more than 30K tax right?
me: YA
Amalendu: you have to file the return to claim the refund...
thats first thing...
me: YA THATS WHAT MY BOSS TOLD
Amalendu: second and most important thing is if your are travelling abroad...
3 years IT return works very positivly for your visa
me: OK
Amalendu: do you have PAN?
me: YES
Amalendu: good
me: got it in June
Amalendu: will this be your first IT return?
me: yes boss
Amalendu: great welcome to Govt. of India
me: thanks I am honoured
so now i am buying this sbi mutual fund
how much does this cost
Amalendu: are you planning to invest 50K?
me: if get a salary this month or else 25
Amalendu: whatever is the amount divide it between two
me: ok
Amalendu: I would suggest some good part in DSP ML Tax saver
me: ok
Amalendu: the NAV of it is about 15
per unit
me: ok
Amalendu: and SBI Magnum Tax gain NAV is about 60 per unit
me: ok
what is DSP
Amalendu: go for 60% in DSP and and 40% in SBI
me: ok
Amalendu: DSP Maryll Lynch
me: ok
Amalendu: a company
me: ya
fir wo bazaar me mera paisa laga denge
Amalendu: yes
you can check daily NAV in business news paper
me: ok
so i will do this coz my ac says we are getting salaries
Amalendu: long time back I bought Reliance Diversified power sector growth at 23 rupees
me: ok
Amalendu: now it is 75
yes
me: i pumped in 50000 last month when the market crashed
Amalendu: after or before crash?
me: at the time of crash
Amalendu: good
me: now its gaining
Amalendu: nice...which companies?
me: dont know ---its a desi mutual fund concept where u have a friend whom u trust
Amalendu: he invests
me: ya
he had been my asst in
Amalendu: is he a Gujarati?
me: yes
Jatin Popat
Amalendu: good....
dont worry...they are trust worthy in money matter...
me: ya he is a raigarhiya
Amalendu: and no one can better time this market than those...
me: thats all the more untrustworthy though
In 2001 I lost 1 lac in this shares business just due to trust
Amalendu: for me also a guy advises...from Ahmedabad...
me: ok
my shares are from reliance
Amalendu: for long term banking sector seems to be good...
me: no idea
Amalendu: particularly in 2009 and 10 you can get the return if you invest today...
me: ok
Amalendu: thats my analysis
me: i just spend so much that nothing is left to invest
propensity to save is conspicuously absent
Amalendu: and I have not invested a single rupee directly in stock market...
me: GOI should subsidize liquour
and people who admire women should get tax waivers
Amalendu: match called off
me: bad
do I post this chat on my blog
Amalendu: yes
me: yes
there are so many confused souls
the other day i was reading abt taimur lane - the mongol
Amalendu: haan...
me: he was a strange character - somebody with that much violence is extraordinary
Amalendu: true...
me: gyanesh was online yesterday
and he sent me a film
Amalendu: which one?
me: soft core pornography
Amalendu: ok
me: I ate his head with hardcore messages
Amalendu: ha...ha...
me: my wife is coming on the 8th
we will plan a visit feb end
Amalendu: yes.. that would be nice...
me: bcoz tini's kid will be one year old on march 1
so that can also be attended to
Amalendu: april 11 or 13 we are planning Aadi's mundan...
me: good
Amalendu: in Subramanya temple...
me: children look beautiful with tonsured heads
Amalendu: yes...
me: that temple in puttur
Amalendu: as such he has very less hair...
like me
me: haha
Amalendu: no...
me: blore
Amalendu: it is near deepika's village a famous Kartikeya temple...
me: ok
Amalendu: even Sachin Tendulkar visited that...
me: then its good
Amalendu: its 40 km from Puttur
me: ok
i remember that temple with a fish pond
and ashwini
Amalendu: i.e. Mahalingeswara in Puttur...
me: ya
Amalendu: ashwini is in TISS Mumbai...
me: ya she scrapped around august
Amalendu: thats long time...
me: really
people should be more sensitive
Amalendu: yes..
me: all social sciences are based on that
Amalendu: what?
me: sensitivity
Amalendu: sensitivity?
ok
me: and did u learn driving
Amalendu: which part of your body is most sensitive?
NO
me: thighs
because they are weak
Amalendu: all social sciences are based on thighs....
me: In fact
Amalendu: this seems to be logic...
me: good
Amalendu: foundation of philosophy...
ha..ha..
me: ya
bunny had written a wonderful paper on right to philosophy
will send you that
Amalendu: send...
me: went
next month onwards i start studying fo r my MA
Amalendu: yes
me: they have a week long gap between each paper
so thats enough to read five questions
Amalendu: yes...
but will you travel every week?
me: Did you read anything by this years Eco nobel laureate couple
one of them never had formal training in economics
Amalendu: no
so also many past laureate
me: thats good
did u see sashi on saturday
Amalendu: yes
me: and beers
Amalendu: he was asking about you a
no
here in our Academy
me: ok
Amalendu: we had a Research Advisory Committe meeting
me: ok
Amalendu: he is one of the members
me: one of my optional papers is Research methodology
Amalendu: he asked whats your plan about that documentary...
me: I am finishing the website of my org and then i take a plunge
Amalendu: I told him about your sending a mail to Sainath...
he is interested in short films...
me: thinking of getting it funded by stakeholders and approaching somebody like raghubir yadav for the role
Amalendu: he was telling that that there lenses available where you can get the depth of film in video camera...
me: yes
Amalendu: he wants to buy those and make short films
me: In the camera format he has only one camera comes with that film look
Amalendu: he has started appreciating film from the depth of photography angel....
me: This technology is called progressive scan
Amalendu: ok
me: He has to shoot with artificial lights once to get the real film effect
Sent at 18:46 on Tuesday
Amalendu is busy. You may be interrupting.
Thursday, September 06, 2007
abki baar
thakaan ke alaawa
bastar aur loktantra
jaan kar maan nahi paane ka dukh
jaise dopahar do ki deewar
aur samudra ki kaid
kapde utaarte eeshwar
nange nakshatro ke alawa
yaad waali aurat ka jooda
harqat ko bazaar banate
vishwa ka anant
syah-safed
lal cheentiyon ki ankahi
translations welcome
Monday, September 03, 2007
she skipped ropes in time
as clouds made shapes of her going away
we tried
to assign
smells to touches
and colors to tastes
for years now
the streets flood
in stories of her children
one of them
as i remember
crawls to my bed
underneath pillows of stones
where are the tiny fish
that once tickled her underfeet
dried to a drop
is that my kelo
are these the stories now
that i tender
for times after her going away
Thursday, August 16, 2007
Tuesday, August 07, 2007
6-number
kuch aur aage P&T colony
fir C-Block ki pehli Kataar
Ek aam, dedh aakash ke neeche
Rajan Arora ka ghar
Wednesday, July 11, 2007
Friday, June 29, 2007
Rear view
This is not an arrangement for winters to fall in love with women wearing red undergarments, neither is it a report on the infant mortality rates in Dantewada- SouthBastar.
Not to be precise, it has nothing to do with what Savitri’s father left for her before leaving for his seventh pilgrimage in the mid of a soaked rainy day; her mother was irrevocably sad.
In between, they were those same rogues from the Kaser Para who stole in to the courtyard before it just got dark enough to tell the roses from chrysanthemums. They were seven of them, about the same height and stature and even voices. Savitri for that matter had never been to differentiate anyone’s voice on the phone.
(Grandfather detested the phone just for this vice to it. On the days when he still had the strength to find his way into the street and knock Munshi’s door for an orgasmic vent of nostalgia, he laid out an elaborate plan for a rebellion against the Department of Telecommunications in the country. Munshi is believed to have perished under the burden of quoting the cost of the movement which by any chance had to be raised at the mercy of their sons and daughters)
“She is in” first voice
“He out” Second
“Pluck it”First
“Why was he called the father of the nation when its more like he’s the grandfather”Third
“Shut Up Tamboli”Second
Did Tamboli shut his mouth or not is a question of infinite importance for the story to continue. But for the time being readers have to console with a rather cryptic piece of information that 26 years later when Prof.Jambalendu Khotishi was to deliver a lecture on alternative agricultural practices at the University of Budapest, the student who repeatedly looked out of the window and winked his eyes 61 times a minute gestured him for a private talk.
“I need to talk to you”
“Talk” said the professor
“Not here…come with me”
“He actually had not kept his mouth shut” the nervous boy told after they journeyed to the other part of the city, far from the calm of a university, into a mesh of shops and lights.
“And why do you tell me that” the professor pretended not to look quizzed.
“Because Savitri had wanted it “
Professor knew that it was important to know about Savitri., but the students were waiting at the University, and the officials even, how embarrassed they must be feeling at the guests queries, after all those bespectacled oldies on the first row had managed to be there for his speech…But even hearing of Savitri was more important than other things…leave aside getting a path breaking information of her whereabouts…what does it matter that all this boy churns up here is trash…he seems to be uttering SAVITRI…what a solace in all these 26 years when he had been used to hear this word only in his voice…
“Savitri had wanted to undress Tamboli that night..Mishra Ji misunderstood the offer and then even the roses didn’t smell like roses, you know these hybrid types…the boy continued for exactly 3 hours 28 minutes.
Later that evening when Professor recounted the incident of meeting Savitri’s mitochondrial boy, he wept.
Thursday, June 28, 2007
ZOBROED
It has been a couple of years that I died there. Nevertheless, the place continues to be the same .
Its even true for me.
Death didnt change much of my apetitie even. I am still a small-eater.
II
BOOKS
FILMS
SMELLS
TOUCHES
HOURS
MY RIVER
HER PAINS
Maaya in Marquez - I
‘Memories of my melancholy whores’ is Marguez’s first work of fiction in the last ten years…That’s what the introductory blurb to the book says. The previous book by him had been ‘Living to tell the tale’. Orthodox literary reviews suggest concrete autobiographical attributes to that book. In fact it has been accepted as an autobiography.
I have read them both, proudly enough within a month of their publication. The result has always been the same, an irresistible urge to fall in love. May be with words, or with that old woman announcing her presence at five in the morning through my deserted alley.
I have been seeing her for the last thirty years or so, with a basket atop her head carrying bundled sticks to brush our teeth that she barters for a handful of rice. Her skin seems far to meager to contain her body and the wrinkles identify with dunes of a great desert. Every so often I think what sounds would wake my alley up after she dies. But isn't she more than dead, walking twenty kilometers for almost a century, challenging the MNC’s like Colgate, HLL, etc. with her brush-sticks she collects in the jungle to earn a little rice; or is it life?
Garcia Marquez and the old lady raise certain simple questions. In this writing, I want to put up few points regarding the much structured definitions of Fiction and Non-fiction as two distinct genres, specifically in the case of Marquez.
Before I get into my thesis, here are a few humble and honest confessions.
This writing is purely non-academic, drawing from an organic point that it pens from someone holed up in an obscure place in semi-urban India without a scholarly attitude but a genuine interest to read and get inspired to write.
This is not a book review either.
Finally I would like to title this piece as ‘Maya in Marquez’
On his ninetieth birthday, a man decides to gift himself with a night full of wild passion with an adolescent virgin. The encounter spurs his nostalgia. He recounts and relives his past libertine excesses, only to console himself with an unavoidable truth that sex is a helpless substitute for love. This agony guides him to his solitary escape as a writer. He writes about his love in his weekly newspaper column and in turn becomes the most famous man in the town. That’s the story for us. Fiction; one may call it.
To the earlier book now- ‘Living to tell the tale’. In the first page itself, Marquez receives his mother who wants him to accompany her to sell their ancestral house. Subsequently we learn about their bizarre journey to Aracataca. Re-unions with bygone familiarities. We get informed of the author’s passion to become a writer despite considerable domestic resistance. His education. His politics. Women. Life. Music. And success. The narrative is nonlinear and is structured in concentric spirals of tense. Non-fiction; one may term it.
After reading ‘Living to tell the tale’ I realised that almost all I have read of him have had their embryos in his real life. In a sense, his writings do have a strong autobiographical basis. But the point is, whatever the case may be, autobiographical resources contrived with imagery or pure fancy interweaved with factual events, it makes a little difference. Because what ends up are printed pages bound in a book, and the grind of creating it is a different realm. It can never be comprehended by structured conceptions of the real an unreal. Just the way, one cant comprehend life in conceptions.
Art and only art has this power to transcend reality in order to comprehend it. Marquez does it by telling tales and the old lady by selling her stcks.
To be contd.
Dumb-Bell & Plastic Money
Should bank on the situational progress rather - I thought as my hands tremored while handing the card to the salesman. I followed him to the machine which reads such cards. A dark strip on its back tells things about my richness or poverty, the machine learns inroads to my wallet and debits the need-sum to balance the payments. I do not surprise on that. It has been long that I pride my scientific acumen.
On the way back I call Mukesh and relate him to this new achievement. Plastic money experience comes to me only months after I saw a barter trade still so much alive in south Bastar, Chhattisgarh.
Tuesday, June 26, 2007
Tresspassing
And thus precisely this writng commences.
I have had this recent desire to write a political fiction on Bastar. May be about the kids with whom I spent a wonderful learning time, or about the tribal who are suddenly subject to endless urban vices and yet survive. It may also shape up like a travelogue, or a report. A short story would be what I prefer.
Then I have those aborted stories still infecting my mind. A couple of them potential ones I bet. Or should I give it a try in Hindi, has been 6 years that I wrote in that language.
Nevertheless.
I want to think this useless thought again - why to write ...or more precisely, why to write when its not happening the way I would have longed it to.
I searched the answer for hardly ten seconds - the easiest reason that comes is that its good to be typing without bothering about the language, without caring the syntax, the structure, just concentrating on the speed. And how it pleases when one entire sentences goes on correct without the finger forced to trace a back key.
Its good to be typing, honestly, without bothering for the traffic jam that sounds at the corner of this street, without bothering that this street which is more than 1700kms away from my home has been seeing me for the last 26 days and yet I find myself a stranger here. Or in that case its simply fine to be typing without considering the new sticky mass of memory thats just started growing in my guts like a freah algae cover on a decaying old wall.
I dont know if this is the reason why I should write but more importantly I would not like to know a reason for writing and understanding why Pushkala is not here with me.
Monday, July 10, 2006
POST-END
COMRADE WE MUST MEET HER TOGETHER BECAUSE SHE DOESNT IDENTIFY WITH US SEPARATELY
Friday, June 30, 2006
Tuesday, June 27, 2006
Monday, June 26, 2006
Friday, June 23, 2006
relativity
"world is made of two colors, one she likes and the rest she doesnt" so well defined are the boundaries, she plays...
man:
"world is one color at a time" so much submerged he is
Thursday, June 22, 2006
SOUNDS AT THE HORIZON
(1)
The hush of a simmering kettle. Clatter of two glasses on a wooden table top. Footsteps unheard in a noisy municial bus depot. Those nimble steps. The two curious eyes. Shyamalee feels her mouth watering. Chitka serves a plate of fresh smaosas each to the gentleman and the lady. Her kids busy themselves with butterscotch cornettos.
'this way girl' the lady with a basket of brush-sticks on her head drags Shyamalee, a girl of thirteen.
(2)
'make way...make way for the patient...side sir..'
Bhoori struggles to lean by a wall. Her eight months old impregnated stomach kisses a rush. In the rush: police constables with their wireless sets, an inspector of repute, men in hurry, the pale doctor, few nervous interns, those agile and beutiful nurses, three more men with mouthfuls of paan and mobile phones, a score or more of agitated youth all following a stretcher that rolls to the ICU. BHoori feels a grappling pain in her abdomen. Her cry dies in the faceless sounds of a crowd.
(3)
A paperweight over loose papers. Files, folders, pen and other stationary. On a table. In a room. The archaic ceiling fan moans as it suddenly picks up speed. Bisaahu stares at the vacant chair before him and then looks at the wall clock.
'sir is here only after lunch' the toothless peon admits. On his way back Bisaahu turns once and reads the board. "District Industrial Office(DIC)". A tractor moves past him spreading a blanket of dust and noise.
(4)
Sixty eight typewriters play percussion. Intermittent, a loud call of names. Babulal waits for his turn. Gupta the advocate rolls the platen and spits.
'Got it' he asks.
From a firm clutch of his palms, Babulal releases; two notes of hundred denomination each. A key strikes the platen again. In a cosmos of black coats and niggardly bodies a banyan invites him, Babulal settles under the luxury of an ancient shade.
(5)
As they enter Kumhari, the lady with brush-sticks and Shyamalee; Pundit Ji returns from the river, his white spotless dhoti, wet and clinging to his skin, exposing the curve of his small dark buttocks, four pairs of lifeless hands stare at the master as he instructs his labors to place the cement sacks on a rickshaw. And when her mother pulls her close by the sleeve a four wheeler whizzes past Shyamalee. In an odour of combustible gases Shyamalee hears the call.
'this way...hey Dulaari!'
Four pairs of hands lift half a quintal of cement each on their curved backs, Shyamalee helps her mother bring down the basket of brush-sticks before an animated old lady, perhaps in her eightees.
(6)
Bhoori feels her stomach, the child kicks it and then lies still. The corridor stifles with loud angry voices, those that become slogans a while later. By the closed main gate of the Govt. Hospital, Dilip the police constable thrusts a pinch of tobacco by his gums before spotting Bhoori. When their eyes meet, a man in white pyjama-kurta announces -
'B+ve boys...need atleast four bottles'
A cloud of incoherence rises from the crowd as Dilip senses a compassionate chill grow in his spine and fill Bhoori's eyes.
'May I help you' he asks.
(7)
'should've planned for a tractor..' Bisaahu broods. But they need huge securities, father might not've agreed. After 43 seconds of indecision he raises his fingers. Through two rows of table and chairs a waiter reaches him with half a glass of tea. Paan shop's not bad either for a start, Bisaahu follows the buzzing fly over his glass of tea. His thoughts befuddle him and the fly flies to invisibility. Back again, he thinks about the prospects of setting up a poultry farm in his village. Not a bad risk, but they give only a lac. 20000 minus for the security, another 10 for the official bribe, a thousand for his friends and the inaugral party, and after paying off the debts one hardly sums up 60-65 thousand.
'paan shop's my only bet' Bisaahu concludes.
Two tables across, over a plate of expensive sweets a fly smiles at him as the rich Marwaari seth farts after a sumptuous breakfast.
'work' he utters.
(8)
An anthill decays in the jet of his urine. Babulal watches the earth change colors as it soaks his water. A leaf falls, few more, on a summer morning. When the cycle stops beside him and the man gets down Babulal errs in counting his cash.
'Leebra?' the man asks
'no Tapariya' Babulal answers.
'then why not go to the tehsil court, Dharamjagarh's close enough'
'not a civil case, criminal' Babulal shies as he answers.
A pulsating siren happens followed by a white ambassador with a rotary red light on its top. He turns his head towards the court building. Gupta arranges his papers and becomes untraceable ina maze of black coats. Yards away from the building, under the shade of a giant Banyan, Babulal imagines his destiny evolve in a clamor of typewriters, mobile human forms and infinite sheets of paper. He yawns.